(913) 558-4343  ABOUT USTewell & Associates is committed to helping you and your family understand life insurance and the protection it offers. Tom Tewell graduated from Kansas State University and received an MBA from Rockhurst University in 1988. After some time in the construction industry, he started helping families just like yours with financial guidance in 1994, through New York Life. By 1998 Tom Tewell’s client base had grown and he founded Tewell & Associates to better help families in multiple states across the country. Today, after more than twenty years experience, Tewell & Associates has the knowledge and the heart to help you navigate through all of your Life Insurance needs.    Term Life InsuranceTerm Life policies provide coverage for a specific amount of time - such as 5 years, 10 years or 20 years. Term premiums are often less expensive than whole life premiums, but once the term of the policy is complete, coverage terminates. There is no accumulation of cash value. CloseWhole Life InsuranceWhole Life insurance is also known as permanent insurance. You receive coverage for your entire life, as long as premiums (which are a set amount per period) are paid. Whole life policies accumulate cash value tax-deferred. CloseUniversal Life InsuranceLike Whole Life, Universal Life is a permanent insurance policy, which means that it covers you for your entire life, as long as premiums are paid. Universal life, however, offers you flexibility that enables you to change your premiums and death benefit as your needs change. This policy will terminate if at any time the cash surrender value is insufficient to pay the monthly deductions. This can happen due to insufficient premium payments, if loans or withdrawals are made, or if current interest rate or charges fluctuate. CloseGET A QUOTETalk it through with an financial professional. At Tewell & Associates, we are here to help you navigate your best options. Simply complete and send the form below, and an agent will contact you to discuss your options. CONTACT USOverland Park, KS7500 College Blvd, Suite 800 Overland Park, KS 66210 (913) 558-4343 St. Joseph, MO400 Jules, Suite 200 St. Joseph, MO 64501 (816) 390-1414
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